Chris Laverty / Iona Bain (Guest voices)
Industry experts and commentators cited in the episode: one is a finance journalist/commentator explaining BNPL mechanics and markets, and the other is a consultancy/private-sector analyst discussing BNPL usage statistics and risks; both provide expert analysis and examples during the story.
Best podcasts with Chris Laverty / Iona Bain (Guest voices)
Ranked by the Snipd community
Dec 25, 2025 • 10min
Has buy now, pay later gone too far? (Revisited)
Join industry experts Chris Laverty and Iona Bain as they dive into the growing phenomenon of buy now, pay later (BNPL) services like Klarna. They explore how these platforms gained traction during the pandemic, particularly among millennials and Gen Z, thanks to their ease of use and lack of credit checks. However, the duo raises concerns about hidden debts, late fees, and the upcoming regulation requiring tougher affordability checks. Can this convenience really be sustainable, or is it leading consumers into deeper financial waters?
