Chris Kawashima

Chris Kawashima, a director of financial planning at the Schwab Center, breaks down the often confusing world of health insurance. He explains key terms like deductibles, copays, and coinsurance, helping listeners understand their impact on finances. Chris compares high-deductible and traditional plans, offers tips for choosing between family and individual coverage, and discusses HSAs and FSAs for saving on healthcare. He also highlights the importance of reviewing open enrollment options annually and managing costs for chronic conditions.