Chris (caller)

In this conversation, Chris, a project manager recently returning to work after a multi-year battle with Lyme disease and COVID, seeks financial advice. He grapples with $70–80k in debt and considers bankruptcy after transferring assets to his partner. The hosts discuss the emotional toll of bankruptcy and advise against it, emphasizing strategies like the debt snowball and tackling trust issues with property transfers. Chris's journey highlights the complexities of recovery and facing financial realities.