Chiara Cavalieri

Tony Herbert, a Senior Policy Advisor, and Chiara Cavalieri, a Senior Researcher, dive into the game-changing 'Pay by Bank' payment method. They discuss how this innovation allows direct payments from bank accounts and its potential to replace bank cards. Concerns about payment security and digital scams are raised, emphasizing the need for robust consumer protections. The duo also highlights the evolution of digital payments and the growing role of open banking, suggesting a shift in how we manage our finances.