Charley Ma, Co-founder and Managing Partner at Pathlight VC, shares insights from his experience with early-stage investments and his time at Plaid and Ramp. He discusses the rise of young founders leading AI startups tailored for SMBs, emphasizing their fast iteration and customer-centric approaches. Charley highlights the untapped GovTech market, with local governments now more receptive to new tech. Plus, he explores the latest advancements from Google and OpenAI, showcasing the dynamic evolution of the AI landscape.