In this insightful discussion, Dan Whitworth, a reporter specializing in Universal Credit, highlights a report urging the government to raise earning thresholds for benefits that support working families. Charles Randell, of the Financial Inclusion Committee, advocates for banking hubs to provide crucial assistance to communities hit by branch closures. Helen Thornley addresses potential tax changes in the upcoming budget, discussing implications for savers. They also touch on rising energy prices, offering listeners key financial strategies to navigate these challenges.