Carolyn Kousky

Umair Irfan, a Vox correspondent, joins Joe Scuba, an insurance executive from New Orleans, and Carolyn Kuski from the Environmental Defense Fund, to explore the crisis in the insurance industry amid climate change. They discuss soaring premiums and the emotional toll on homeowners as properties become uninsurable. The conversation highlights the outdated risk models used by insurers, the dire need for policy reforms, and the potential for the insurance sector to invest in sustainable practices, offering a glimmer of hope amid the storm.

Carolyn Kousky, Associate Vice President for Economics and Policy at the Environmental Defense Fund and founder of Insurance for Good, shares her insights on the ongoing insurance crisis in the wake of devastating wildfires in Los Angeles. She discusses the emotional toll of evacuations and how rising insurance costs are reshaping housing markets. The conversation explores innovative solutions to better insure vulnerable communities and emphasizes the need for equitable coverage in an era of frequent climate disasters.

In this insightful discussion, Dr. Carolyn Kousky, a leading expert in climate risk and co-founder of Insurance for Good, dives into the transformative role of insurance in building climate-resilient communities. She highlights how climate change has intensified risks like wildfires in California and reshaped the insurance market. Carolyn discusses innovative strategies for closing protection gaps, the importance of proactive risk reduction, and the need for collaboration between insurers and policymakers to enhance community resilience amidst evolving challenges.