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Carol Spain

Managing director and head of credit research for Schwab Asset Management, leading a team supporting Schwab's fixed income products. Previously held positions at Standard & Poor's Global Ratings.

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Oct 18, 2024 • 38min

What Does a Credit Analyst Do?

Carol Spain, managing director and head of credit research for Schwab Asset Management, shares her insights on the credit market. She discusses the key role of credit analysts in assessing corporate and government creditworthiness. The conversation touches on trends in credit spreads and the dynamic factors affecting corporate credit quality, including macroeconomic conditions and labor market strength. Carol emphasizes the importance of understanding these elements for developing robust investment strategies in today's volatile environment.