Carmen Balber, the Executive Director of Consumer Watchdog, and Dave Jones, former California Insurance Commissioner and Climate Risk Initiative director at UC Berkeley, delve into California's home insurance crisis. They discuss shocking trends, such as homeowners being dropped before catastrophic fires, and the challenges posed by climate change. The conversation highlights rising costs and coverage denials, emphasizing the urgent need for collaborative solutions to create a more sustainable insurance market that better protects consumers in disaster-prone areas.