Carleen Jackson, CEO of Cloud9 Insight, shares how cloud technology can reshape SMEs. Simon French, Chief Economist at Panmure Liberum, discusses the economic implications of new alcohol duties and consumer behavior during 'dry January.' Ben Nabarro from Citigroup elaborates on the effects of AI ethics on tech stocks and recent infrastructure proposals, like Heathrow's third runway. The trio dives into crucial topics such as the UK job market post-Brexit, evolving consumer trends, and the challenges for the hospitality industry amid inflation and regulatory changes.