Carl Emmerson

Carl Emmerson, Deputy Director of the Institute for Fiscal Studies, and Tom Selby, Director of Public Policy at AJ Bell, delve into the UK’s escalating tax burden, projected to hit 38.2% of GDP. They explore practical strategies for individuals to safeguard their finances from rising taxes, highlighting the merits of ISAs and the value of pension schemes. The duo also addresses the potential risks of over-investing in cash ISAs and offers insights into tax-efficient options like VCTs, ensuring listeners are equipped to navigate the intricacies of personal finance.

Expert panel discusses UK Budget tax changes, child benefit reforms, new 'UK Isa' proposal, and National Insurance cuts. Analysis on financial impact for different income groups and potential tax policies. Government plans for Nat West share offering and implications for London stock market. Exploration of political strategies, family benefits, and upcoming changes in child benefits.

Deputy Director at IFS and Chief UK Economist at Citigroup discuss the economic situation facing the Chancellor in the upcoming Autumn Statement. They analyze the UK's economic performance before and during the pandemic, concerns of monetary policy makers, challenges of high debt and dependence on house prices, macroeconomic context, and impact on disposable income.