Caitlin Mims

Caitlin Mims, a credit card reporter, joins the discussion to unpack the shifting landscape of credit cards in 2026. She highlights the risks of rising fees and the growing prevalence of buy now, pay later options. Valuable tips for aligning spending with personal values are shared, along with strategies to manage credit card debt. Caitlin also reveals the winners of NerdWallet's Best-of Awards, offering insights on the most effective cards available as 2026 approaches. Her concluding advice encourages consumers to select cards that truly fit their financial habits.