Bryan Walsh, a Vox editor and author of "End Times," discusses existential threats that could impact humanity's future. Vivian Tu, a finance influencer and author of "Rich AF," offers practical advice for Gen Z financial strategies. They explore the balance between saving for retirement and immediate gratification amid global uncertainties. The conversation touches on the psychological burden of potential apocalypse scenarios and how they influence financial decisions. Ultimately, there’s hope for navigating these challenges with informed planning.