Bruno Diniz

Our expert hosts, Ross Gallagher, is joined by some great guests to ask: "Will embedded finance bank the unbanked?" While you may think ‘unbanked’ and ‘underbanked’ applies to emerging markets, estimates from the Federal Deposit Insurance Corporation (FDIC) suggest 5.4 percent of U.S. households were “unbanked” in 2019, meaning that no one in the household had a checking or savings account at a bank or credit union. Today, we’ve put together a panel of experts to discuss: Why are so many people still unbanked? What does embedded finance do differently? What’s possible in the future? This week's guests include: David Barton-Grimley, Embedded Financial Services, 11:FS Bruno Diniz, Co-Founder, Spiralem Ida Rademacher, Vice President, The Aspen Institute Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Bruno DIniz, David Barton-Grimley, and Ida Rademacher. Learn more about your ad choices. Visit megaphone.fm/adchoices

Join industry leaders Aaron Carpenter, CEO at Transact Pay, Bruno Diniz, fintech innovator from Spiralem, and Theodora Lau, founder of Unconventional Ventures. They dive into Stripe's partnership with EBANX to introduce Pix for SMEs in Brazil, enhancing financial inclusion. The discussion also covers Brex's entry into the EU market and the implications for its IPO, while Carpenter shares insights on Transact Pay's recent acquisition by Marqeta. Plus, there's buzz around fintech unicorn GoCardless and a debate on the shrinkflation of beloved treats.