Brandon (Caller)

In this conversation, Brandon, an eager homebuyer and fiancée, explores mortgage options with hosts Dave and Rachel. They discuss the downsides of putting less than 20% down, highlighting the risk and stress it can introduce. The duo emphasizes the peace of mind that comes from quickly paying off a mortgage and sticking to stable financial habits. They caution against adjustable-rate mortgages for short stays, advocating for boring yet consistent money management to build long-term wealth. Their insights aim to help Brandon find financial stability.