Brad Kelly

Brad Kelly, Managing Director of a consulting company, dives into Australia's shift to card payments, which now dominate over 90% of transactions. He reveals how each tap adds hidden costs, piling up to billions annually. Kelly discusses the Reserve Bank's push for lower fees through 'least cost routing,' aiming to ease the burden on small businesses. He also highlights the scrutiny on Coles and Woolworths for misleading pricing claims, as well as upcoming regulations designed to protect consumers and enhance transparency in retail pricing.

An expert analyzes if Dante Pettis was the top WR in the draft, his strengths and weaknesses, and how he fits with Jimmy Garoppolo. The 49ers also drafted receiver Richie James in the 7th round, adding more talent to the team.