Benjamin Ensor, Director of Research & Strategy at 11:FS, discusses open banking and digital transformation. David-Barton Grimley, FinTech Strategy Director, shares insights on the impact of mergers on banking services. Jason Mikula, fintech expert and founder of Fintech Business Weekly, reflects on the neobank profitability surge in 2024. The trio examines challenges in obtaining banking licenses and the role of AI in finance, balancing productivity with fraud risks. They also explore consumer shifts towards digital banking and reminisce humorously about social media experiences.
