Ben Miller, the Founder and CEO of ChroniFI, shares insights on creating a consumer software tool aimed at financial independence. He highlights the importance of aligning spending with personal values for better financial health. The conversation also touches on the latest trends in tech and finance, including Apple's potential move into banking, the rise of web3 investments, and privacy challenges within emerging technologies. With a focus on financial literacy, Miller's approach empowers individuals to manage their financial futures more effectively.