Ben Metz, Vice President and CTO at Jack Henry, leads the charge in modernizing outdated banking systems. He reveals how many banks still rely on pre-internet technology and the regulatory hurdles hampering innovation. Metz shares insights on integrating AI and cloud computing into community banks, aiming to reshape the financial landscape. He discusses the critical need for startups to collaborate with traditional institutions and offers practical advice for fintech founders eager to drive change in an evolving market.