Ben Lake, CFA®, CFP®

In this discussion, Ben Lake, a Chartered Financial Analyst and Certified Financial Planner, shares insights on short-term cash planning. He emphasizes the importance of aligning your money with specific goals like buying a home or starting a business. Ben warns against the risks of chasing market returns with funds earmarked for near-term needs. They also explore the benefits of high-yield savings accounts, tax-efficient options like municipal funds, and the potential pitfalls of CDs and I-bonds, ensuring listeners are equipped to make informed decisions.