Julie Margetta Morgan, President of the Century Foundation and former CFPB director, delves into the complexities of buy-now-pay-later (BNPL) services and their surprising impacts on consumer behavior. Amy X. Wang, a New York Times Magazine story editor, shares cautionary tales of emotional spending resulting from these services. Annie Joy Williams, from The Atlantic, discusses personal experiences with BNPL and its marketing tactics targeting women. Together, they explore the blurry line between convenience and debt, highlighting necessary regulatory changes.
