Annie Harrison

Head of Direct Lending at UBank, specialising in home-lending products and first-home-buyer solutions; featured to discuss getting the best outcome on a new home loan.

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Nov 13, 2025 • 11min

Q+A: Getting bang for your buck on your home loan

Annie Harrison, Head of Direct Lending at UBank, shares insights on navigating the booming Australian housing market. She discusses what lenders assess when approving loans, emphasizing the importance of honesty and partnership. Annie provides tips on choosing the right loan products and government schemes, including UBank's 10% deposit option. She tackles the concept of lenders mortgage insurance and suggests broader buying strategies if local prices soar. Lastly, they explore how homeownership can be a key to wealth-building and financial diversification.

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