Anne Tergesen

Wall Street Journal reporters Anne Tergesen and Veronica Dagher discuss how Americans are navigating retirement, from those with almost no savings to those with $5 million. They explore the challenges of retirement, the complexities of achieving a $1 million retirement target, and the impact of automatic enrollment in 401k plans on generational attitudes. The podcast also highlights retirement as a phase of growth and joy, emphasizing personal fulfillment and continuous development in adulthood.

Holly Verdeyen, a partner at Mercer, sheds light on integrating private investment assets into 401(k) portfolios, discussing their potential impact on long-term savings. She elaborates on how private assets differ from traditional stocks and bonds. Anne Tergesen, a retirement and personal finance reporter, shares insights on the suitability of these investments for various investors. They delve into the implications of a groundbreaking private credit ETF and the additional fees tied to private assets, emphasizing the need for careful consideration in retirement planning.

In this discussion, Anne Tergesen, a seasoned reporter from The Wall Street Journal, shares her insights on the evolving landscape of retirement. She explores trends like automatic enrollment in 401(k)s and the challenge of fund leakage. Anne compares the U.S. retirement system to models from the UK and Australia, suggesting reforms to enhance accessibility. She dives into personal narratives from retirees, revealing the emotional journeys they undergo and highlighting the balance of work, relationships, and creative pursuits in finding fulfillment during retirement.