Anne Tergesen

Anne Tergesen, a retirement reporter for the Wall Street Journal, discusses the encouraging trend of Americans saving nearly the recommended 15% for retirement. She highlights how employer contributions and automatic enrollment in 401(k) plans are driving this progress. Tergesen also examines generational savings patterns, noting the resilience of baby boomers and Gen Xers as they approach retirement. Additionally, she shares practical strategies like automatic escalation to help maximize retirement savings effortlessly.

Wall Street Journal reporters Anne Tergesen and Veronica Dagher discuss how Americans are navigating retirement, from those with almost no savings to those with $5 million. They explore the challenges of retirement, the complexities of achieving a $1 million retirement target, and the impact of automatic enrollment in 401k plans on generational attitudes. The podcast also highlights retirement as a phase of growth and joy, emphasizing personal fulfillment and continuous development in adulthood.

Holly Verdeyen, a partner at Mercer, sheds light on integrating private investment assets into 401(k) portfolios, discussing their potential impact on long-term savings. She elaborates on how private assets differ from traditional stocks and bonds. Anne Tergesen, a retirement and personal finance reporter, shares insights on the suitability of these investments for various investors. They delve into the implications of a groundbreaking private credit ETF and the additional fees tied to private assets, emphasizing the need for careful consideration in retirement planning.