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Ankit Mandholia
Head of Equity and Derivatives, Wealth Management at Motilal Oswal Financial Services, offering expertise on retail investor behaviour, SIPs, and equity market dynamics in India.
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Oct 8, 2025
• 18min
Why Indians are shifting from fixed deposits to SIPs
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Ankit Mandholia, Head of Equity and Derivatives at Motilal Oswal Financial Services, shares insights on India's evolving investment landscape. He discusses why more Indians are transitioning from traditional fixed deposits to Systematic Investment Plans (SIPs), highlighting behavioral factors like automation, trust, and consistent returns. Ankit explains how SIPs stabilize markets amid foreign investor exits and emphasizes the importance of informed investing. He also notes the rise of demat accounts and participation from smaller towns, pointing to a broader shift in financial habits.
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