Scott Sanborn, CEO of LendingClub, discusses how the company adapts to real-time consumer credit health and plans to double originations. Christina Lee from Oaktree Capital dives into private credit dynamics, stressing the importance of transparency amidst rising defaults. Mandeep Singh analyzes enterprise software and cloud security trends, while Angus Thirlwell, founder of Hotel Chocolat, shares insights on their U.S. expansion strategy and collaboration with Mars. Devin Leonard uncovers Target's struggles with design and execution, highlighting what it needs to regain relevance.