Andy Pow

Join Andy Pow, a seasoned medical specialist accountant with extensive experience advising GP practices, as he teams up with Dr. Cyra Mackintosh to dissect the models of GP practices. They reveal the advantages and challenges of partnerships versus limited companies, touching on liability, tax implications, and financial operations. Listeners will find valuable insights on transitioning between structures and the importance of making informed decisions. Perfect for new GPs looking to navigate the business landscape effectively!

Andy Pow, a financial expert specialized in NHS pension schemes, joins the discussion on how NHS professionals can strategically plan for early retirement. He breaks down the complexities of the 1995, 2008, and 2015 pension schemes, highlighting key differences and benefits. The conversation emphasizes the importance of starting early with pension contributions, exploring options to top up retirement income, and using spreadsheets for effective financial planning. Discover various strategic approaches to ensure a financially secure early retirement.

Dr. Cyra Asher, a doctor and accountant with a knack for financial strategy, joins accountant Andy Pow to discuss pressing financial issues for medical professionals. They explore the recent stock market volatility and its impact on investments. The two also stress the importance of reviewing national insurance records for state pension eligibility. Additionally, they delve into why many GP trainees shy away from partnerships due to financial risks and lack of business training, highlighting the urgent need for enhanced education in this area.