Andrew Luman

Andrew Luman, a middle school music teacher and savvy real estate investor, shares his inspiring journey to financial independence by age 50. He reveals how he achieved this on a modest teacher's salary of around $35,000 per year. Andrew discusses the importance of a high savings rate, cost-effective house hacking with multi-unit properties, and embracing a four-day work week. He also explores smart investment strategies, the significance of DIY finance skills, and how prioritizing time over money shaped his path to early retirement.