Andrada Pacheco

Kareem Saleh, founder of FairPlay, teams up with Kevin Moss, a former Chief Risk Officer, and Andrada Pacheco, Chief Data Scientist at VantageScore. They delve into the evolving landscape of credit risk analytics powered by AI. The trio discusses the balance between enhancing predictive accuracy and maintaining transparency in credit models. They highlight the importance of using traditional and AI methods, while stressing that existing language models aren't ready for credit decisions yet. Fairness remains pivotal as regulatory scrutiny grows.