In this discussion, Amy Bach, Executive Director of United Policyholders, shares her expertise on the evolving home insurance market. She reveals how hurricanes have spiked premiums and coverage cuts, particularly in high-risk areas. New technologies, like drones and AI, are creating challenges for affordability. The economic pressures on homeowners and the implications of the recent hurricanes are explored. Additionally, the conversation touches on the need for transparency and support for consumers as they navigate these turbulent changes.

Amy Bach, co-founder of United Policyholders, dives into the looming home insurance crisis affecting Americans. She discusses the fallout from the recent LA wildfires, revealing how rising costs and policy non-renewals are squeezing homeowners. Amy highlights the role of climate change in this turbulence and shares essential strategies for homeowners to secure coverage and navigate claims post-disaster. With her expertise, listeners gain valuable insights into maintaining insurance and exploring support options during these challenging times.

Michael Wara, a climate and energy policy expert at Stanford, joins Dave Jones, a former California insurance commissioner, and Amy Bach, executive director of United Policyholders. They delve into how Los Angeles wildfires strain the insurance market. The conversation highlights the challenges homeowners face as major insurers withdraw, the rising costs of coverage, and the emotional toll on affected communities. Additionally, they discuss the urgent need for sustainable insurance solutions and the importance of community efforts in mitigating wildfire risks.