Amanda Barroso

In this engaging discussion, Amanda Barroso, a consumer credit expert, and Kurt Woock, a mortgage specialist, delve into how AI can revolutionize your holiday shopping. They reveal how tools like ChatGPT can provide personalized gift ideas and help compare options efficiently. There’s a cautionary note on the limitations and biases of AI, ensuring consumers are savvy in their use. Additionally, the conversation touches on current trends like Black Friday labor protests and the changing costs of Thanksgiving dinner, making for a well-rounded listen.

Amanda Barroso, a personal finance expert at NerdWallet, shares insights on recovering from credit score drops after debt consolidation. Maria Curi, a technology policy reporter for Axios, discusses how generative AI is transforming the job market and personal finance strategies. They dive into practical ways to utilize AI for budgeting and managing finances while highlighting the importance of data privacy. The conversation also covers alternatives to debt consolidation, revealing strategies to improve credit scores and avoid financial pitfalls.

Amanda Barroso shares her low-buy journey, revealing how grief influenced her emotional spending. She emphasizes mindful budgeting, including planning for travel, and offers tips like creating a 'grief budget.' Eva Velasquez, CEO of the Identity Theft Resource Center, discusses the alarming rise of job scams, highlighting red flags and recovery steps for victims. The conversation stresses the need for awareness in avoiding scams and encourages a proactive approach to protecting one’s finances.

Amanda Barroso, a NerdWallet credit writer with expertise in policy analysis and journalism, joins the hosts to discuss smart holiday spending and credit recovery. They tackle the dangers of impulsive shopping and advocate for intentional giving. Barroso offers strategies to improve your credit score, including writing goodwill letters and disputing errors. The conversation also highlights how renters can report on-time payments to enhance their credit and the importance of maintaining payment consistency. Packed with practical tips for holiday budgeting!

Join Amanda Barroso, personal finance writer at NerdWallet, as she shares insights on breaking free from overspending. Discover the concept of a no-buy year, a powerful tool for resetting spending habits and enhancing mindful consumerism. Learn practical strategies like setting clear spending rules, resisting impulse purchases, and the importance of financial therapy in combating debt cycles. The discussion also delves into the psychology of spending and practical measures to improve budgeting and achieve financial stability.