Alok Rungta

Managing Director and CEO of Generali Central Life Insurance Company with extensive experience in life insurance across India and Southeast Asia, focused on digital transformation and positioning the company as a lifetime partner for customers.

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Jan 7, 2026 • 27min

India’s Insurance Gap: Generali Central Life’s Vision for Protection

Alok Rungta, MD and CEO of Generali Central Life Insurance, brings his extensive experience in life insurance to discuss India’s insurance gap. He sheds light on why many Indians procrastinate purchasing insurance and often choose inadequate coverage. Alok emphasizes the need for insurers to frame protection as income continuity rather than just policies. He advocates for tapping into untapped markets in tier two and three cities, promoting women agents, and leveraging AI for personalized customer engagement. Discover how a shift in strategy can provide real financial protection.

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