Alexander de Rafols

Joining the discussion are Zak Lambert from Plaid, a leader in open finance; Ankur Sisodia from N26, focused on neobank innovations; and Alexander de Rafols from Affirm, expanding access to credit. They dive into the limitations of traditional credit scores and how they're misaligned with modern financial lives. The guests explore the transformative power of alternative data and technology in lending, emphasizing financial inclusion for gig workers and younger borrowers. The conversation also highlights the role of open banking in creating personalized and seamless lending experiences.