Alex Luck

Host Kate Campbell chats with Alex Luck, a financial advisor from Everest Wealth, about crafting a financial plan for first-time homebuyers. They delve into the significant role of financial advisors in navigating the complexities of homeownership. Alex breaks down practical government incentives and smart strategies, like leveraging superannuation for deposits. He emphasizes the importance of realistic budgeting and long-term planning to handle unforeseen costs. Listeners gain invaluable insights to boost their home-buying journey with confidence.

Join financial planner Alex Luck from Everest Wealth Group as he tackles listener questions about money management. Discover if paying off HECS debt early is wise, and explore the differences between managed funds and ETFs. Alex dives into insurance premiums, breaking down stepped versus level options. He also sheds light on renting out your home without triggering capital gains tax and discusses the potential impact of the proposed $3 million super tax on young Australians. Tune in for essential money insights!

Financial advisor Alex Luck and Owen Rask discuss financial planning for starting a family, covering topics like buying a family home, managing cash flow during parental leave, and dealing with significant expenses. They emphasize the importance of budgeting, creating an emergency fund, and taking advantage of employer benefits and government entitlements. The podcast explores strategies for managing childcare expenses, choosing between public and private healthcare, and highlights the need for personalized financial advice.

Financial advisers Alex Luck & Daisy Magor discuss money in your 30s, super balances and comparison traps. They cover topics such as leveraging debt, seeking financial advice early, managing finances as a couple, and navigating financial matters in relationships and parenthood.

Financial advisers Alex Luck and Daisy Magor from Everest Wealth discuss superannuation basics, investing inside vs outside of super, using super calculators, comparing super funds, the value of financial advice, and more. They emphasize the importance of aligning investment decisions with personal goals, caution against relying solely on projected superannuation amounts for retirement planning, and provide strategies for growing super balances.

Financial adviser Alex Luck and Owen Rask discuss HECS debts, car loans, ethical investing, super contributions, investment properties, and more. They emphasize the impact of financial decisions, ethical investing with ESG filters, maximizing super contributions for tax benefits, navigating business advice, property ownership, and effective saving strategies.

Financial adviser Alex Luck joins the hosts to discuss the cost of private schools and the financial implications. They compare private vs. public schooling costs in Australia, explore tax structures for investing, and stress the importance of early financial planning for children's education.

Financial adviser Alex Luck and financial expert Owen Rask tackle questions on managing HECs debt, diversifying currencies, handling high income tax bills, financial commissions, and the potential of lithium stocks. They delve into tax-efficient strategies for high earners, discuss Australian vs US ETFs, and explore the nuances of HECs debt repayment. The podcast also covers the tax implications of income protection premiums, the importance of portfolio diversification, and providing valuable financial education for listeners.

Topics covered in this podcast include sticking to a budget, investing at a young age, retiring with $8,000 in Super, using leverage for shares or ETFs, and understanding financial planning fees. The hosts provide insights on various investment strategies, platforms for teen investing, and the importance of starting young to build good financial habits.

Financial adviser Alex Luck answers listener questions about property and bank accounts offsets, strategies to reduce taxable income and pay fair share of taxes, timing and borrowing capacity when using super saver scheme, factors to consider when choosing a brokerage and custodial agreements, usability of different brokerage accounts and benefits of long-term focused platforms, choosing a broker and investing in cash ETFs over term deposits, and reflection and strategic planning for investing during the holiday season.