In this insightful discussion, AJ Ayers, a personal finance expert specializing in creative finance management, shares crucial money tips for freelancers. From tackling retirement accounts to understanding tax obligations, he emphasizes the importance of early planning. AJ also delves into the emotional barriers surrounding financial literacy and urges creatives to embrace budgeting. Plus, he discusses unique challenges freelancers face, like homeownership misconceptions and aligning financial goals with lifestyle changes. This dialogue is a must-listen for anyone looking to take charge of their finances!