Aditi Subbarao

In this discussion, Kate Drew, a fintech research expert, Aditi Subbarao, specializing in enterprise search, and Rob Haslingden, focused on improving SME finance access, explore some hot industry topics. They delve into the launch of WhatsApp Pay for 500 million users in India, analyzing its competition and regulatory hurdles. The group also highlights a staggering 45% surge in fintech ad spending and the challenges that smaller firms face. Additionally, they touch on initiatives like the Besiktas Super App and the vital role of data in supporting SMEs.

Aditi Subbarao, a leader in applying generative AI at Instabase, joins Colin Payne from the FCA, who specializes in AI innovation, and Fernanda Dobal from Cleo, developing AI financial assistants. They dive into generative AI's transformative power in financial services, discussing its potential for enhancing customer experience while navigating regulatory challenges. The guests also explore the need for upskilling in the workforce, the balance between innovation and privacy, and innovative applications that could reshape how consumers interact with finance.

Guests Jason Mikula and Aditi Subbarao discuss the fallout from TabaPay's withdrawal from buying bankrupt Synapse, Chime's advance wage product, and risks of ultra-long mortgages. Topics include AI in fintech, Taylor Swift's tour's economic impact, and regulatory challenges in financial services.