Aditi Subbarao

In this discussion, Kate Drew, a fintech research expert, Aditi Subbarao, specializing in enterprise search, and Rob Haslingden, focused on improving SME finance access, explore some hot industry topics. They delve into the launch of WhatsApp Pay for 500 million users in India, analyzing its competition and regulatory hurdles. The group also highlights a staggering 45% surge in fintech ad spending and the challenges that smaller firms face. Additionally, they touch on initiatives like the Besiktas Super App and the vital role of data in supporting SMEs.

Aditi Subbarao, Strategic Partnerships Lead at Instabase, discusses how AI can reshape enterprise processes. Edoardo Volta, from Curve, reveals the launch of Curve Pay, a direct competitor to Apple Pay, emphasizing user experience and data privacy. Kate Flocken, Principal at FS Vector, navigates the implications of the CFPB's decision to retract open banking rules. They also explore Google’s innovative AI shopping experience, Kakao Pay's acquisition strategies in Korea, and surging hiring trends in UK fintech, all while addressing ethical concerns around consumer data and financial crime.

Aditi Subbarao, a leader in applying generative AI at Instabase, joins Colin Payne from the FCA, who specializes in AI innovation, and Fernanda Dobal from Cleo, developing AI financial assistants. They dive into generative AI's transformative power in financial services, discussing its potential for enhancing customer experience while navigating regulatory challenges. The guests also explore the need for upskilling in the workforce, the balance between innovation and privacy, and innovative applications that could reshape how consumers interact with finance.

Guests Jason Mikula and Aditi Subbarao discuss the fallout from TabaPay's withdrawal from buying bankrupt Synapse, Chime's advance wage product, and risks of ultra-long mortgages. Topics include AI in fintech, Taylor Swift's tour's economic impact, and regulatory challenges in financial services.

Dimitri Masin, CEO of Gradient Labs, leads discussions on automating finance through agentic AI. Tim Elder from Multiply shares insights on making financial advice more accessible. Aditi Subbarao of Instabase highlights the crucial infrastructure for AI integration. They explore how these AI agents can transform customer interactions by making decisions autonomously. The panel also addresses challenges like ownership, regulation, and trust, ultimately questioning whether agentic AI is the future of finance or just another buzzword.