Adit Gadgil, Global Head of Sales at JPMorgan Payments, David Messenger, CEO of Ping Pong Payments, and Irina Chuchkina, CMO at Vault.io, explore building a payments ecosystem from the ground up. They dive into the balance between technology and regulation, debating the future of stablecoins and their potential to transform payments. Cybersecurity risks and the need for streamlined regulation are key topics. The guests encourage innovative thinking while sharing examples from around the globe, with a pinch of humor on tech versus regulation.