The Excerpt Will affordability remain out of reach in 2026?
Jan 8, 2026
In this insightful discussion, USA TODAY finance reporter Andrea Riquier dives into the pressing issue of affordability and its political significance for 2026. She unpacks the reasons behind persistent inflation, including pandemic effects and supply-chain issues. Riquier also examines the Federal Reserve's goals and the unstable job market influenced by tariffs and policy uncertainty. With a focus on rising healthcare costs and housing supply challenges, she offers a nuanced look at economic prospects while highlighting some silver linings.
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Inflation Eased But Price Baseline Stayed High
- Inflation has come down from its peak but prices remain higher than pre‑pandemic levels for many Americans.
- That long-run higher price baseline makes everyday purchases feel more expensive despite easing inflation.
Fed Faces Tradeoffs On Rates
- The Federal Reserve balances price stability and full employment, and those goals can conflict when choosing interest rates.
- A small rate cut likely won't spur much hiring, and mortgage buyers may see limited benefit because mortgages don't track Fed policy directly.
Track Health Subsidy Efforts Closely
- Watch congressional action on extending Obamacare subsidies that could reduce some insurance premium pain.
- Track whether the House bill advances through the Senate before assuming relief will arrive.