

I Just Lost My Job. Can I Retire Now?
Jun 25, 2025
This conversation kicks off with inspiring stories from listeners embracing their retirement dreams. It also addresses a listener's dilemma about retiring early after a job loss, breaking down financial scenarios and potential challenges. The hosts reflect on their own travel adventures, highlighting memorable moments on a road trip and exploring the joys of newfound freedom. They discuss the allure of travel through the experiences of nomadic lifestyles, emphasizing how exploration enriches life while offering practical financial insights for a fulfilling retirement.
AI Snips
Chapters
Transcript
Episode notes
Plan Retirement Timeline & Income
- Assess your retirement timeline, income needs, and assets carefully when considering early retirement.
- Make informed assumptions about spending and when income sources like Social Security start.
Monte Carlo for Realistic Planning
- Use retirement planning software with Monte Carlo simulations to test plan feasibility under varying market returns.
- Avoid relying on static average returns; account for market volatility and sequence risk.
Feasible Isn't Resilient
- An 85% success probability from software means a feasible plan but not necessarily a resilient one.
- Feasibility doesn't guarantee a plan withstands real-life market or spending shocks.