Suze Orman's Women & Money (And Everyone Smart Enough To Listen) Can My Spouse Fund My Roth?
Jan 15, 2026
Suze tackles intriguing questions about executor duties and ways to avoid probate. She dives into the nuances of collecting Social Security from ex-spouses while clarifying the significance of legal marriage. The discussion shifts to Roth accounts, highlighting tax advantages and contribution deadlines. Suze also shares insights on funding a spouse's Roth IRA, stressing how even non-working partners can benefit. Plus, she covers inheritance rules for Roth 401(k)s, ensuring listeners understand their options.
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Amelia Island Road Trip
- Suze and KT took a 5.5-hour road trip to Amelia Island to visit friends and a specialty olive oil shop.
- They rave about Sicilian lemon white balsamic vinegar and recommend trying a small bottle.
Use Trusts To Ease Executor Duties
- If you're named executor, advise the testator to use a living revocable trust to avoid probate.
- Use musthavedocs.com to get wills, trusts, and powers of attorney to simplify estate settlement.
Prioritize Roth Accounts
- Buy Roth accounts whenever possible because withdrawals are tax-free if rules are met.
- Make Roths a core savings vehicle for retirement regardless of current income.