Is Charging or Earning Interest a Sin?

Exodus 22:25 says, “If you lend money to any of My people who are poor among you, you shall not be like a moneylender to him; you shall not charge him interest” (NKJV). Several other Bible passages reiterate the same theme: God prohibited His people from charging interest on their money, at least when loaned to a fellow Israelite.

Considering this, is it a sin for modern Christians to put their money in the bank or financial markets for the purpose of earning interest? Does capitalism contradict God's Word? Dr. David K. Bernard answers these questions by comparing the setting of these biblical commands with the economic realities of the twenty-first century.

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