#116 - Arthur Panagis | What a Financial Advisor Really Thinks About Bitcoin (and Wealth Building)

Want to build wealth that actually lasts – without hype, shortcuts, or fear-driven decisions?

In this episode of Money Mastery with Marshy, Daniel Marshall sits down with Arthur Panagis – former accountant turned financial advisor, founder of FMG Wealth Strategists, author of The Art of Building Wealth, and a long-term thinker on Bitcoin and the future of money.

With over 30 years working in finance and business, Arthur breaks down the core principles of real wealth creation, why most people struggle to get ahead despite earning good money, and how values, compounding, and time matter more than picking the “perfect” investment.

Arthur also shares his evolving view on Bitcoin, why he believes it’s moving from speculative to strategic, and how financial advisors are beginning to engage with digital assets as the money system changes.

Arthur explains:

◼️ Why your values determine where your money actually goes

◼️ The wealth rule most business owners ignore (and why it matters)

◼️ Why compounding only works if you’re patient enough

◼️ How financial advisors really add value beyond returns

◼️ Why panic selling destroys long-term wealth

◼️ Bitcoin through a financial advisor’s lens – risk, trust, and time horizon

◼️ What “reinspirement” means instead of traditional retirement

Episode Chapters:

00:00 Intro

02:10 How Arthur’s journey from accounting shaped his wealth philosophy

05:30 Discovering Dr John Demartini & the power of values

09:45 Why wealth building must rank high in your values

13:20 The “pay yourself first” rule (especially for business owners)

18:10 Compounding explained simply — and why most people quit too early

23:40 Lessons from Warren Buffett & long-term investing

28:30 How financial advice has changed over the last decade

34:15 Peace of mind vs chasing returns

38:50 When you should consider working with a financial advisor

43:10 Reinspirement vs retirement

47:30 Why Arthur started studying Bitcoin

52:40 Bitcoin, scarcity & broken money

59:10 Where Bitcoin fits in a modern wealth strategy

1:05:20 Long-term thinking in a short-term world

1:10:40 Final reflections on wealth, purpose & the future of money

Download Arthur’s book — The Art of Building Wealth

If you enjoyed this episode, leave a 5-star review, share it with someone who wants to build wealth the smart way, and tune in next week for another episode of Money Mastery with Marshy.