The Prof G Pod with Scott Galloway How AI Could Reshape Healthcare, How the Wealthy Manage Money, and the Case for a Third Child
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Oct 20, 2025 Dive into a vision for reshaping healthcare in the era of AI, as Scott proposes solutions like portable insurance and lower Medicare eligibility. Uncover the strategies wealthy individuals use to manage their finances, from diversification to real estate investments. Meanwhile, Scott shares a personal reflection on fatherhood and his regret about not having a third child, inviting deeper discussions on family planning and the long-term happiness it brings. It's a blend of insightful finance tips and heartfelt personal stories.
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Employer Coverage Hides True Prices
- Employer-tied coverage suppresses consumer price-sensitivity and fuels high healthcare costs in the U.S..
- Disconnecting insurance from jobs would restore shopping incentives and pressure prices down.
High Spending, Poor Outcomes
- U.S. spends roughly double per capita of other G7 countries yet achieves worse outcomes, reflecting misallocation not lack of resources.
- The problem is distribution of prosperity and optimization for the top 10%, not total GDP size.
National Care Cuts Financial Risk
- A nationalized system like the NHS reduces financial risk and bankruptcy from illness despite tradeoffs like longer waits.
- Wealthy people often opt out to private care, which can ease strain on the public system.