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The U.S. Banking System, Federal Reserve, & USDC Post-SVB Collapse with Ram Ahluwalia

Mar 15, 2023

Ram Ahluwalia, CEO of Lumida Wealth Management and a digital asset investment expert, shares his insights on the recent collapse of Silicon Valley Bank. He discusses the vulnerabilities of the banking system, the implications for USDC, and the potential targeting of crypto. Ram also explores how decentralized finance (DeFi) might have provided solutions, raises questions about interest rates, and assesses the future of smaller banks amidst rising economic pressures. His keen analysis offers a clear view of a rapidly shifting financial landscape.

01:22:44

Creator website

Episode guests

Ram Ahluwalia

Highlights

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Episode notes

The Role of Money Markets in Driving Capital Formation

01:18

The Dangers of Bank Lending When Rates Are Raised

01:35

Carry trades and the unwind

01:07

The Fed's Foot on the Dominoes

01:16

Intro

1min

Evolving Investment Strategies in a New Financial Era

6min

Digital Banking Turmoil and Trust

16min

Banking Strategies Amid Rising Rates

13min

TradFi vs. DeFi: Banking in Crisis

10min

Navigating Banking Regulation and Its Indirect Impact on Taxpayers

4min

The Essential Role of Money Markets and Banks in Capital Access

2min

Exploring Property Rights and Banking's Role in Economic Growth

5min

USDC's Resilience Amid Banking Turmoil

21min

10.

Bridging Finance: DeFi and Traditional Banking

4min

Ram Ahluwalia, CEO of Lumida Wealth Management, joins us to discuss everything that's happened in the past five days post-SVB collapse. Ram has his finger on the pulse on all things finance (crypto included), the U.S. Banking System, and The Federal Reserve.

Was USDC ever at risk? Is crypto being targeted? Could DeFi have fixed this? Answers to these questions and much more in the episode.

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🚁 EARNIFI | CLAIM YOUR UNCLAIMED AIRDROPS https://bankless.cc/earnifi ----- Timestamps:

0:00 Intro 7:48 The Last 5 Days 10:30 Technology 15:35 Fractional Reserves & Assets 19:17 Banking & Venture 21:44 SIVB Outlier 27:35 Risk Curves 29:35 Carry Trades 35:05 Money Markets 38:15 Who's Next? 40:55 Feds' Goal 47:15 Sneak Attack on Tax Payers? 49:30 Longtail Banks 57:39 Was USDC Ever at Risk? 1:03:10 SigNet 1:07:15 Is Crypto Being Targeted? 1:12:18 Interest Rates 1:18:35 Could DeFi Fix This? 1:22:24 Closing & Disclaimers

----- Resources:

Ram Ahluwalia https://twitter.com/ramahluwalia

SVB is not like other banks https://twitter.com/ramahluwalia/status/1635464465142480896

Why was Signature Bank targeted? https://twitter.com/ramahluwalia/status/1635267951610810370?s=20

“Settlement Risk” https://twitter.com/ramahluwalia/status/1635113232909373441?s=20

Conclusion https://twitter.com/ramahluwalia/status/1634203375880265730?s=20

----- Not financial or tax advice. This channel is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. This video is not tax advice. Talk to your accountant. Do your own research.

Disclosure. From time-to-time I may add links in this newsletter to products I use. I may receive commission if you make a purchase through one of these links. Additionally, the Bankless writers hold crypto assets. See our investment disclosures here: https://www.bankless.com/disclosures

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