Simply Bitcoin How to Live Off Bitcoin Without Selling It | Mark Moss
Jan 26, 2026
Mark Moss, entrepreneur who builds Bitcoin treasuries and leverages credit and tax strategies. He outlines building a perpetual Bitcoin system without selling coins. Topics include using credit and depreciation to fund purchases, layers of liquidity to avoid forced selling, conservative BTC-backed borrowing, and translating institutional treasury frameworks to personal finance.
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System Over Coin
- Bitcoin should be the engine inside a larger system, not the final inheritance itself.
- Pass down the system that uses Bitcoin to fund life without selling the coins.
Treasury Beats Revenue Growth
- You can't always grow earned income indefinitely, but you can grow a treasury using credit and equity.
- Focusing on the treasury (assets) can outcompete chasing more revenue.
Use Depreciation To Fund Bitcoin Buys
- Use credit to buy assets that produce tax depreciation so you keep money you would otherwise pay in taxes.
- Reinvest the tax savings into Bitcoin and repeat until your income is offset.
