Ep 82. Digital Banking explained with Kelvin Tan

Welcome to a new episode of Couchonomics with Arjun! This week, we're diving into Banking as a Service (BaaS) with Kelvin Tan, CEO of Audax.

Kelvin shares insights on Audax’s “bank in a box” solution, helping banks scale and modernize rapidly. We discuss the potential and challenges of BaaS, open banking, and the future of embedded finance. Don't miss this insightful conversation on digital banking!

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Time stamps: 

00:00 - Episode highlights  

00:53 - Introduction  

01:35 - The story of Audax  

08:06 - BaaS  

12:51 - Challenges with BaaS  

22:59 - Adopting BaaS  

25:10 - Open Banking and BaaS  

27:40 - Embedded finance  

33:05 - Regulators  

34:52 - Audax and banks' relationship  

36:42 - Partnerships and orchestration  

40:28 - Market focus  

45:07 - Learnings for banks embarking on BaaS  

47:29 - Closing words

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