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Planet Money

Tackle your medical debt with Life Kit

Jul 31, 2023
$195 billion of medical debt in America can be reduced or negotiated. The podcast offers tips on navigating medical debt, negotiating bills, and seeking support. Strategies for tackling medical debt include checking for charity care eligibility and fact-checking charges.
17:49

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Quick takeaways

  • Patients should research charity care policies and apply to potentially have their medical bills significantly reduced or eliminated.
  • Patients should carefully review their itemized bills for errors or overcharges and dispute any charges that don't align with the services received.

Deep dives

The Importance of Charity Care for Medical Bills

When facing a large medical bill, one of the first steps is to determine if you qualify for charity care. Many nonprofit hospitals are required by law to provide free or reduced care for patients within a certain income range. By researching charity care policies and completing the application process, patients can potentially have their medical bills significantly lowered or even eliminated entirely.

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