Point Me To First Class 97. 2024 Year in Review: Points Earning Rundown with Dr. Sujatha Murali (Part 1)
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Jan 6, 2025 Join Dr. Sujatha Murali, a physician turned points-and-miles enthusiast, as she dives into the intricacies of 2024's points-earning landscape. Discover her innovative strategies for optimizing credit card portfolios and leveraging transfer bonuses. Dr. Murali shares her successful methods for earning over 5 million points in a year, detailing how family bill payments and shopping portals contributed significantly. Prepare for insights on the importance of partner programs like Hyatt and American Airlines as they discuss what to expect in the evolving points ecosystem for 2025.
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Exploit Targeted Amex Offers
- Monitor and seize targeted Amex no-lifetime-language offers when they appear.
- Use authorized-user offers and referrals to multiply small, easy-to-hit bonuses.
Don’t Be Paralyzed By 5/24
- Don’t obsess over Chase 5/24; target the Chase cards you actually need.
- Use other issuers and opportunities rather than artificially limiting yourself.
Single-Card Spend Strategy
- Devon leveraged a temporary Chase Freedom Unlimited promo to concentrate nearly all personal spend.
- That single-card strategy produced an outsized haul of transferable UR points for Hyatt bookings.