Point Me To First Class 97. 2024 Year in Review: Points Earning Rundown with Dr. Sujatha Murali (Part 1)
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Jan 6, 2025 Join Dr. Sujatha Murali, a physician turned points-and-miles enthusiast, as she dives into the intricacies of 2024's points-earning landscape. Discover her innovative strategies for optimizing credit card portfolios and leveraging transfer bonuses. Dr. Murali shares her successful methods for earning over 5 million points in a year, detailing how family bill payments and shopping portals contributed significantly. Prepare for insights on the importance of partner programs like Hyatt and American Airlines as they discuss what to expect in the evolving points ecosystem for 2025.
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Points As A Two-Person Operation
- Sujatha and her husband pool points and split card activity across two people.
- Her husband handles bills and often picks up opportunities like gift-card buys for points.
Organize To Scale Card Management
- Keep meticulous records and organization when managing many cards and accounts.
- Use a partner or system to track statements, closes, and annual fees to avoid financial harm.
Know Redemption Before Paying Fees
- Learn how to redeem before paying high annual fees for many premium cards.
- Avoid opening cards only for bonuses if you can't convert points into valuable awards.