I’m delighted to welcome back Abraham Okusanya of Finalytiq to help me cover a topic which is so important - investing in retirement. It’s important because if there’s one time in your life you really can’t afford to get it wrong, then it’s in retirement.

Podcast: Subscribe in iTunes | Play in new window | Download

Sponsor Message

This podcast is brought to you with the help of Seven Investment Management, a firm of investment managers based in London. They specialise in multi-asset investing, bringing institutional investing techniques to ordinary people like you and me. 7IM put their name to my show and to my site because they believe in what I’m doing, trying to get decent, easy-to-understand financial information out to the world. I’m very grateful to them for their support. You can see what they’re up to at 7im.co.uk

Investing in Retirement

The traditional view of investing in retirement is to reduce the risk of your pensions and other investments as you approach the great transition, and then cruise through retirement, being fairly cautious, hopefully not spending too much.

These days, there is quite a bit to think about, particularly thanks to the pensions freedoms which mean more people than ever are opting not to secure an income with an annuity but opt for unsecured income drawdown instead.

In this session you will learn:

The key considerations for investing in retirement
Why the Pensions Freedoms of 2015 are so important and what they mean for you
The difference between a chicken and an egg
The dangers of sequencing risk
Some strategies for mitigating that risk
Some ideas as to the order in which you should spend your money
The difference between investing for natural income or total return, and why it matters

Resources

Website: Abraham's company, Finalytiq App: Timeline - The Safe Withdrawal app Social: Abraham on Twitter

Share the love

If this show is of any use to you, it would help me massively if you would take the time to leave me a review on iTunes. This has a huge impact on keeping me near the top of the rankings, which in turns helps more people to find the show and to subscribe. Just click the button below:

#39: Gary Taubes: Dangers of Ozempic & Refuting Peter Attia