Real Money, Real Experts Learning Beyond the Lecture: Teaching Real-Life Financial Lessons with Dr. Jessica Limbrick, AFC®️
In this episode of Real Money, Real Experts, we sit down with Dr. Jessica Limbrick, an Accredited Financial Counselor®, researcher, and Assistant Professor at Nevada State University — and yes, she’s also the woman who throws full-blown birthday parties for 59½.
Jessica shares how her early fascination with personal finance, her own lived experiences, and a pivotal poverty simulation shaped her teaching philosophy. She talks about using metaphors, milestones, and empathy to bring financial concepts to life for her students — many of whom are working full-time or caring for families while attending college.
We explore her research on college students' shifting views on poverty, the intersection of wealth and perceived intelligence, and how educators and counselors alike can better serve clients across income levels. Plus, we talk AI, crypto, and why she believes everyone should embrace their own “experiment number” à la Lilo & Stitch.
This conversation will leave you thinking differently about the role of educators, the weight of financial systems, and the power of meeting people where they are — whether they’re clients, students, or simply fellow humans navigating life.
Show Notes:
00:51 How personal finance shaped Jessica's path
05:41 Jessica's why
08:03 Why educators need to utilize creativity with financial education
13:43 The future of AI & crypto in financial planning
17:20 Poverty simulation & impact on her research
30:08 Jessica's 2 cents
Show Note Links:
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