5 Money Questions to Future Focus Your Spending #163

Feb 24, 2025

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Making your money more focused on your future expenses, goals, and desires. We were inspired by the updates to the YNAB method to share these powerful questions and help your family become more intentional and proactive.

Main themes from today's episode:

Use these 5 questions to give every dollar a job for what matters to you
What to do when you feel like everyone is coming for your hard-earned dollars
Building a system so you can thrive
Choosing whether to spend a hard-earned dollar now or put it to work with a productive asset

5 questions to ask:

What does this money need to do before I'm paid again?
What larger, less frequent spending do I need to prepare for?
What can I set aside for next month's spending?
What goals, large or small, do I want to prioritize?
What changes do I need to make, if any?

Links we mentioned today:

YNAB (military discount)
The updated YNAB method (no more 4 rules)
Episode 58 w/ Jesse Mecham, founder of YNAB
Kate Horrell's military pay day calendar
Personal Finance Club's two variables- income and expenses
Monarch Money (military discount)

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